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Panduan Pengendalian Wang Polimer Dengan Betul serta Panduan Penggantian Nilai Wang Yang Tidak Lagi Sesuai Untuk Edaran



Proper Handling of Polymer Banknotes

The RM1 and RM5 polymer banknotes were introduced in Malaysia's fourth currency series in 2012. In addition to being durable and not easily torn, the polymer banknote does not absorb water, is cleaner to handle and lasts longer. If the polymer banknote is handled properly, it can be used over a longer period of time. For that you need to:

 

Keep polymer banknotes FLAT in your wallet.

 

CLEAN polymer banknotes if dirty.

 

Use PAPER BANDS when packing polymer banknotes.

You should also avoid the following:

 

DO NOT fold polymer banknotes repeatedly (e.g. as decoration) as it will leave permanent folding marks.

 

DO NOT crumple polymer banknotes.

 

DO NOT staple, use sharp instruments on, or pin polymer banknotes.

 

DO NOT directly expose polymer banknotes to high temperatures.


 

Proper Handling of Paper Banknotes

Paper banknotes are made of cotton. The proper way of handling paper banknotes are the same as polymer banknotes, that is: -

  • DO NOT fold paper banknotes repeatedly (e.g. as decoration) as it will leave permanent folding marks
  • DO NOT purposely crumple paper banknotes
  • DO NOT staple, use sharp instruments or pins on paper banknotes
  • DO NOT put paper banknotes in water or bleach
  • DO NOT scrape the holographic stripe on RM50 banknotes
  • DO NOT modify paper banknotes

 

Quality Standard for Banknotes in Circulation

Quality Standard for Banknotes in Circulation Clean/ fit banknotes help to ease identification of security features. A Malaysian banknote is considered fit for recirculation if it meets all of the following criteria:Quality Standard for Banknotes in Circulation Clean/ fit banknotes help to ease identification of security features. A Malaysian banknote is considered fit for recirculation if it meets all of the following criteria:

  • Genuine and not counterfeit
  • Free from holes, tears, tape or missing portion
  • Has uniform brightness and free from excessive soiling
  • Free from ink-wear, particularly on the portrait of SPB Yang di-Pertuan Agong
  • Free from defacement

These are examples of banknotes that do not meet the prescribed quality standards and are no longer suitable for distribution. They should be exchanged.

Banknotes and coins that are no longer fit for circulation can be exchanged at any bank and Bank Negara Malaysia Office.

 

The Exchange Value for Unfit Banknotes

The following guidelines are used to determine the exchange value of banknotes that are no longer fit for circulation. The assessment criteria include:

(a) Size of Banknotes

Full Value
More than 2/3 of the original banknote’s size

Half Value
More than ½ but less than 2/3 of the original banknote’s size

No Value
Less than ½ of the original banknote’s size


(b) Level of Defacement

Full Value
Minor defacement

No Value
Markings on the portrait of SPB Yang di-Pertuan Agong or writings depicting political, religious and racial elements

No Value
Major defacement or indication of banknotes used as a writing pad