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Enhancement of the Policy and Guidelines of the Small Debt Resolution Scheme (SDRS)

Release Date: 11 Jul 2014

Effective Date



This Guidelines is applicable to the following participating financial institutions:

  1. All banks licensed under the Financial Services Act 2013 (FSA);
  2. All  Islamic  banks  licensed  under  the  Islamic  Financial Services Act  2013 (IFSA); and
  3. All development financial institutions prescribed by the Minister under the Development Financial Institutions Act 2002 (DFIA).


This Guidelines is intended:

  1. To notify participating financial institutions on the :   
  2. Revised of the existing SDRS Policy and Guidelines in accordance with the relevant sections in the CBA, FSA and IFSA (as highlighted in the attached guidelines);
  3. Latest definition of the SMEs in the SDRS Policy and Guidelines in accordance with the definition approved by the National SME Development Council (NSDC); and
  4. Revised reporting template on the SDRS submitted by the financial institutions.
  5. To replace the existing Guidelines, which was issued on 8 July 2010

Issuing Department

Development Finance and Enterprise Department, Bank Negara Malaysia.

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