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Security Features at a Glance

Security Features at a Glance

FEEL

Feel the quality of banknote substrate:

  • Paper is rough with raised print effect on the portrait of the first SPB Yang di-Pertuan Agong and texts.
  • Polymer banknotes made of special plastic with raised print effect on the portrait of the first SPB Yang di-Pertuan Agong and texts.

LOOK

Look at the banknote against white light:

  • 3-Dimensional watermark portrait, perfect see-through register and clear window will appear.
  • Continuous dark-coloured line of security thread will appear.

TILT

Hold the banknote straight and tilt it:

  • Observe the image and colour change at the security thread and coloured glossy patch.

CHECK

Check the banknote using simple equipment:

  • UV light device – the paper substrate will not glow except for selected security features.
  • Magnifying glass – micro-letterings will be clearly visible

Counterfeit banknotes are reproduction of the real banknotes using materials of low quality but appear similar to the genuine with intent to deceive member of the public.

Counterfeit banknotes have no value but it is possible that they may be used and may escape detection for some time. Thus, protect yourself and always check your banknotes when you receive them.


Detecting a Counterfeit Banknote

All counterfeits of modern banknotes can be recognized without too much difficulty. The differences can be seen upon closer examination by applying the "FEEL , LOOK, TILT and CHECK" Principle.

Counterfeit Detection: Feel

Security Features

Genuine

Counterfeit

Feel the quality of paper

The genuine banknote is usually printed on very high quality paper manufactured from cotton. It has a unique feel, crisp sound and feels slightly rough in the heavily printed areas.

The paper used for making the counterfeit notes appears to be of poor quality, using the most common commercial type of paper.

Feel the Intaglio Printing

The intaglio print is a raised printing effect produced by applying layers of tactile inks on various parts of the front and reverse sides of the notes

The counterfeit banknote does not have raised printing.


Counterfeit Detection: Look

Security Features

Genuine

Counterfeit

Look at the banknote and hold it up to the light

  1. A watermark portrait of Yang DiPertuan Agong has three dimensional effect and appears soft and shady without sharp outlines portrait. At the base of watermark a denomination number is clearly visible.
  2. The security thread will always look embedded in the paper.
  3. The hibiscus flower on the obverse will register perfectly with the same flower on the reverse of the banknote.
  1. The watermark in the counterfeit is not visible. If any, it can appear like a drawing.
  2. The security thread is simulated and rather blurry, and can be easily scrapped off.
  3. The see-through feature does not perfectly register with the pattern on the reverse side of the banknote.

Look under magnifying glass

You can see micro lettering on the obverse and reverse sides of all banknotes. The lettering on a genuine banknote should be sharp and not blurred.

The micro lettering of the words “BANKNEGARA MALAYSIA”, “BNM” and banknote denomination such as RM1, RM5, RM10, RM50 and RM100 on the banknote are not present. Only dots are printed to simulate this feature.

Look under ultra-violet light

Invisible fluorescent elements representing various elements of the background on the obverse and reverse will fluoresce in different colours. Various elements are captured under UV light such as invisible fibres and the phosphorescence square.

Under UV light the invisible fibres and phosphorescence square are completely missing from the counterfeit note. The paper of the counterfeit is UV bright, meaning that it glows more than the paper of the genuine banknote.


Counterfeit Detection: Tilt

Security Features

Genuine

Counterfeit

Hold the banknote straight and tilt it

  1. The woven security thread changes colour when you tilt and the continuous dark line with micro text is clearly visible.
  2. Gold coloured glossy patch with numeral text will appear.
  1. The security thread does not change colour
  2. The patch does not appear glossy

LEAD® feature (incorporated in RM50 notes)

You can see the iridescent stripe shine under a bright light. It shows the banknote denomination and the words “BNM” when the view angle is shifted.

The LEAD® feature is very difficult to counterfeit. Normally the shine of the LEAD® cannot be seen. Some counterfeiters will attempt to simulate it by using plain shiny foil.

PEAK® feature (incorporated in RM50 notes)

When changing the angle of view by shifting the banknote, a hidden image of the denomination number 50 will be revealed in the centre of the PEAK® square.

There is no latent image of the denomination in the PEAK® feature or some simulation of image has been attempted.


Counterfeit Detection: Check

Security Features

Genuine

Counterfeit

Look under magnifying glass

You can see micro lettering on obverse and reverse sides of all banknotes. The lettering on a genuine banknote should be sharp and not blurred.

The micro lettering of the words ‘BANK NEGARA MALAYSIA’, ‘BNM’ and banknotes denomination i.e. RM1, RM5, RM10, RM20, RM50 and RM100 on the banknote are not present, only dots are printed to simulate these features.

Look under ultra-violet light

Invisible fluorescent elements representing various elements of the backgrounds on the obverse and reverse will fluorescence in different colours. Various elements are captured under UV light such as invisible fibres and phosphorescence square.

Under UV light the invisible fibres and phosphorescence square is completely missing in the counterfeit note. The paper of the counterfeit is UV bright, meaning that it glows more than genuine banknote paper.



Suspecting a Counterfeit

Counterfeit banknotes are worthless. If you are suspicious about the currency during transaction, follow these simple steps:

Handle the suspected counterfeit banknotes as minimum as possible.

Seal it in an envelope or a plastic cover.

Do not write on, deface, cut or modify the suspected counterfeit banknotes.

Record all the details about how you got the suspected counterfeit banknotes on a separate sheet of paper.

Do not re-circulate the suspected counterfeit banknotes.

Lodge a police report as soon as possible.



Counterfeiting Currency is a Crime/Penal Code

It is a criminal offence to print, keep or pass on counterfeit banknotes


LAWS OF MALAYSIA: ACT 574 PENAL CODE

PENAL CODE

OFFENCE

MAXIMUM PUNISHMENT

489A

Counterfeiting of currency notes

Imprisonment for 20 years & fine

489B

Using counterfeit currency notes

Imprisonment for 20 years & fine

489C

Possession of counterfeit currency notes

Imprisonment for 10 years

489D

Making or possessing instruments or materials for counterfeiting currency notes

Imprisonment for 20 years & fine