Shortcut to guidelines for :

• Banking (includes Islamic Banking)
• Insurance and Takaful
• Development Financial Institutions
• Malaysia International Islamic Financial Centre (MIFC)
• Shariah
• Money Services Business
• Agent Banking
• Representative Offices

 

Banking

Capital Adequacy

1. Risk-Weighted Capital Adequacy Framework (Basel 1 - Risk-Weighted Assets Computation) **updated 2009/10/23
2. Capital Adequacy Framework for Islamic Banks ** effective until 31st December 2012
   1. Attachment 1 (ZIP, 452KB)
   2. Attachment 2 (ZIP, 2.6MB)
3. Capital Adequacy Framework for Islamic Banks (Risk-Weighted Assets) ** effective 1st January 2013
   1. Attachment 1- Reporting Manual
   2. Attachment 2- Reporting Templates
4. Risk Weighted Capital Adequacy Framework (Basel II - Risk Weighted Assets Computation)** effective until 31st December 2012
   1. Attachment 1 - Credit Risk Reporting Forms and Manual (ZIP, 3.9MB)
   2. Attachment 2 - Operational Risk Reporting Forms and Manual (ZIP, 678KB)
   3. Attachment 3 - Market Risk Reporting Forms and Manual (ZIP, 553KB)
5. Capital Adequacy Framework (Basel II – Risk-Weighted Assets) ** effective 1st January 2013
   1. Attachment 1- Credit Risk Reporting Templates, Manual and Implementation Guidance
   2. Attachment 2 - Operational Risk Reporting Templates and Manual
   3. Attachment 3 - Market Risk Reporting Templates and Manual
6. Risk Weighted Capital Adequacy Framework (Basel II) - Disclosure Requirements ** updated 2010/08/13
7. Capital Requirement
8. Guidelines on Recognition and Measurement of Profit Sharing Investment Account as Risk Absorbent **updated 2011/07/26
9. Guideline on Minimum Capital Funds Unimpaired by Losses for Islamic Banks **updated 2008/09/23
10. Risk-Weighted Capital Adequacy Framework and Capital Adequacy Framework for Islamic Banks (General Requirements and Capital Components)** effective until 31st December 2012
11. Capital Adequacy Framework (Capital Components) ** effective 1st January 2013
    1. Attachment 1 - Response to Feedback Received
    2. Attachment 2 - Capital Components Reporting Forms and Manual
    3. Attachment 3 - Capital Instruments Eligible for Gradual Phase-Out Treatment
12. Capital Adequacy Framework for Islamic Banks (Capital Components) ** effective 1st January 2013
    1. Attachment 1 - Response to Feedback Received
    2. Attachment 2 - Capital Components Reporting Forms and Manual
    3. Attachment 3 - Capital Instruments Eligible for Gradual Phase-Out Treatment
13. Capital Adequacy Framework for Islamic Banks (CAFIB) - Disclosure Requirements (Pillar 3) **updated 2010/12/17
14. Risk-Weighted Capital Adequacy Framework (Basel II) - Internal Capital Adequacy Assessment Process (Pillar 2) **updated 2011/12/02
15. Capital Adequacy Framework for Islamic Banks (CAFIB) - Internal Capital Adequacy Assessment Process (Pillar 2) **updated 2011/12/02
16. Notification on the Implementation of Basel III **updated 2011/12/16

Financial Reporting

1. Guidelines on Financial Reporting for Licensed Islamic Banks
2. Circular on the Application of FRS and Revised Financial Reporting Requirements for Islamic Banks **NEW 2010/02/09
3. Guidelines on Financial Reporting for Banking Institutions ** NEW 2012/02/22
4. Guidelines on Financial Reporting for Licensed Islamic Banks (GP8-i) ** NEW 2012/06/14

Anti-Money Laundering

1. Anti-Money Laundering and Counter Financing of Terrorism (AML/ CFT) Sectoral Guidelines 1 for Banking and Financial Institutions **updated 2009/02/10
   1. Related attachment: Suspicious Transaction Report (STR) Form (Banks) **updated 2009/02/03
2. Standard Guidelines on Anti-Money Laundering and Counter Financing of Terrorism (AML/ CFT) **updated 2009/02/03
3. Anti-Money Laundering and Counter Financing of Terrorism Sectoral Guidelines 3 for Licensed Money Changers and/or Non-Bank Remittance Operators

Prudential Limits & Standards

1. Statutory Reserve Requirement **updated 2011/07/08
2. Liquidity Framework
3. Liquidity Framework-i (for Islamic Banking Institutions)
4. Prudential Standards on Securitisation Transactions**updated 2009/10/23
5. Guidelines on Accepted Bill-i (AB-i)
6. Guidance Notes on Sell and Buy Back Agreement Transactions
7. Shariah Resolutions in Islamic Finance
8. Guidelines on Single Counterparty Exposure Limit (SCEL) [This guideline is currently being reviewed and will be posted soon]
9. Best Practices for Credit Risk Management
10. Guidelines on Introduction of New Products **updated 2011/10/17
11. Guidelines on Investment Banks
12. Guidelines on Investment in Shares, Interest-in- Shares and Collective Investment Schemes **updated 2008/10/13
13. Guidelines on Investment in Shares, Interest-in- Shares and Collective Investment Schemes for Islamic Banks. **updated 2008/10/09
14. Guidelines on Musharakah and Mudharabah Contracts for Islamic Banking Institutions
15. Guidelines on Fit and Proper for Key Responsible Persons ** NEW 2011/03/10 *Same guideline applies to Insurance & Takaful
16. Guidelines on Corporate Governance for Licensed Institutions ** updated 2011/03/17
    1. Attachment 1 (ZIP,72KB)
17. Guidelines on Corporate Governance for Licensed Islamic Banks (Revised BNM/GP1-i) ** updated 2011/02/28
    1. Attachment 1 (ZIP,43KB) ** NEW 2011/02/28
18. Guidelines on Credit Transactions and Exposures with Connected Parties
19. Guidelines on Credit Transactions and Exposures with Connected Parties for Islamic Banks **updated 2008/04/23
20. Minimum Guidelines on the Provision of Internet Banking Services by Licensed Banking Institutions [This guideline is currently being reviewed and will be posted soon]
21. Appointment of External Auditors by Banking Institutions **updated 2008/04/24
22. Guideline on Stress Testing
23. Guidelines on the Governance of Shariah Committee for the Islamic Financial Institutions * Same guideline applies to Banking
24. Guidelines on Reference Rates, Lending Rates and Deposit Rates of Banking Institutions **updated 2009/03/23
    1. Attachment : Lending Rates On New Loans Approved During The Month (xls)
25. Guidelines on International Islamic Bank **updated 2010/01/13
26. Appointment of External Auditors by Islamic Banks **updated 2008/04/24
27. Guidelines on Permitted Capital Market Activities by Islamic Banks
28. Guidelines on Skim Perbankan Islam
29. Auto Debit Settlement for Ringgit Money Market Transactions with Bank Negara Malaysia **updated 2008/11/03
30. Guidelines on Data Management and MIS Framework **updated 2011/09/05 *Same guideline applies to Insurance & Takaful
31. Prohibition on Specific/ Restricted and Loss-Bearing Fund Placement from Islamic Banks to Parent Banking Institutions **updated 2010/01/13
32. Guidelines on Property Development and Property Investment Activities by Islamic Banks **updated 2010/04/01
33. Classification and Impairment Provision for Loans/Financing ** updated 2011/11/09

 

Insurance & Takaful

Capital Adequacy

1. Requirements on Margin of Solvency (Consolidated)
2. Guidelines on Dynamic Solvency Testing
3. Minimum Paid-up Capital Requirement for Takaful Operators
4. Risk-Based Capital Framework for Insurers **updated 2011/05/13
5. Guidelines on Internal Capital Adequacy Assessment Process (ICAAP) for Insurers ** NEW 2012/02/28
   • Related attachment: Implementation Guidance on ICAAP Guidelines
   • Related attachment: FAQ on Guidelines on Internal Capital Adequacy Assessment Process for Insurers & Implementation Guidance (IG)
6. Risk-Based Capital Framework for Takaful Operators ** NEW 2012/11/02

Financial Reporting

1. Guidelines on Financial Reporting for Insurers ** NEW 2012/02/22
2. Guidelines on Financial Reporting for Takaful Operators **NEW 2010/12/23

Anti-Money Laundering

1. Anti-Money Laundering and Counter Financing of Terrorism (AML/ CFT) Sectoral Guidelines 2 for Insurance and Takaful Industries **updated 2009/02/03
   1. Related attachment: Suspicious Transaction Report (STR) Form (Insurance/Takaful) **updated 2009/02/03
2. Anti-Money Laundering Act 2001
3. Standard Guidelines on Anti-Money Laundering and Counter Financing of Terrorism **updated 2009/02/03

Prudential Limits & Standards

1. Guidelines on Stress Testing for Takaful Operators
2. Guidelines on Stress Testing for Insurers
3. Guidelines on Related Party Transactions for Takaful Operators
4. Guidelines on the Role of the Appointed Actuary
5. Guidelines on Directorship for Takaful Operators
   1. Related attachment **updated 2012/06/29
6. Guidelines on Related-Party Transactions (Consolidated)
7. Guidelines on Internet Insurance
8. Guidelines for Audit Committees
9. Guidelines on Financial Condition Report
10. Guidelines on Fit and Proper for Key Responsible Persons ** NEW 2011/03/10 * Same guideline applies to Banking
11. Minimum Standards for Prudential Management of Insurers (Consolidated) **updated 2010/12/24
    1. Related attachment **updated 2012/06/29
12. Prudential Framework of Corporate Governance for Insurers
13. Internet Takaful
14. Revised Guidelines on Derivatives for Insurers **updated 2009/04/02
15. Appointment of External Auditors by Takaful & Retakaful Operators **updated 2008/04/24
16. Guidelines on Application for Registration and Operation of Retakaful Operator. This supersedes the two previous guidelines below :
    1. Guidelines on Establishment of Retakaful Operator in Malaysia; and
    2. Guidelines on Procedures for the Establishment , Registration and Operation of Retakaful Operator
17. Appointment of External Auditors by Insurers **updated 2008/04/24
18. Guidelines on Investment Management for Takaful Operators **new 2009/04/23
19. Guidelines on Introduction of New Products for Insurance Companies and Takaful Operators
20. Guidelines on Takaful Operational Framework **updated 2011/09/23
    1. Related attachment: FAQ on Guidelines on Takaful Operational Framework
        
21. Guidelines on Valuation Basis for Liabilities of General Takaful Business **Updated 2012/05/15
    1. Related attachment: FAQ on Guidelines on Valuation Basis for Liabilities of General Takaful Business
22. Guidelines on Valuation Basis for Liabilities of Family Takaful Business**Updated 2012/05/15
    1. Related attachment: FAQ on Guidelines on Valuation Basis for Liabilities of Family Takaful Business
23. Guidelines on Data Management and MIS Framework **updated 2011/09/05 * Same guideline applies to Banking

 

Development Financial Institutions

Capital Adequacy

1. Capital Framework for Development Financial Institutions ** updated 2008/04/25

Financial Reporting

1. Guideline on Classification of Impaired Loans/Financing and Provisioning for Bad and Doubtful Debts
2. Guidelines on Data Management and MIS Framework for Development Financial Institutions
3. Guidelines on Financial Reporting for Development Financial Institutions
   • Related attachment: FAQs for Guidelines on Financial Reporting for
     Development Financial Institutions (DFIs)

Anti-Money Laundering

1. Anti-Money Laundering and Counter Financing of Terrorism Sectoral Guidelines 1 for Banking and Financial Institutions ** updated 2009/02/10
   1. Related attachment: Suspicious Transaction Report (STR) Form (Banks) ** updated 2009/02/03
2. Standard Guidelines on Anti-Money Laundering and Counter Financing of Terrorism ** updated 2009/02/03

Prudential Limits & Standards

1. Guideline on Minimum Audit Standards for Internal Auditors of Development Financial Institutions
2. Guideline on Corporate Governance Standards on Directorship for Development Financial Institutions ** updated 2010/02/08
3. Guideline on the Governance of Shariah Committee
4. Appointment of External Auditor by Development Financial Institutions ** updated 2008/04/24
5. Guidelines on Best Practices for the Management of Credit Risk for Development Financial Institutions ** updated 2009/07/27
6. Guidelines on Fit and Proper for Key Responsible Persons for Development Financial Institutions ** NEW 2011/09/15
7. Guidelines on Corporate Governance for Development Financial Institutions ** updated 2011/11/18
   1. Related attachments

 

Malaysia International Islamic Financial Centre (MIFC)

1. Guidelines on International Islamic Bank
2. Guidelines on Establishment of International Takaful Operator
3. Guidelines on Application for Registration and Operation of Retakaful Operator. This supersedes the two previous guidelines below:
   1. Guidelines on Establishment of Retakaful Operator in Malaysia; and
   2. Guidelines on Procedures for the Establishment , Registration and Operation of Retakaful Operator
4. Guidelines on Establishment of International Currency Business Unit (Islamic, Commercial and Investment Banks)
5. Guidelines on International Currency Business Unit (Takaful Operator) **updated 2008/09/25
6. Guidelines on Tax Holiday for ICBUs, IIBs and ITOs
7. Circular on Stamp Duty Exemption for MIFC Instruments
8. Guidelines on Tax Neutrality for Islamic Banking & Takaful
9. Circular on Issuance of Special Employment Pass for Islamic Finance Expatriates under the Malaysia International Islamic Financial Centre (MIFC) Initiative ** NEW 2010/09/20

 

Shariah

1. Shariah Parameter Reference 1 - Murabahah **updated 2009/09/03
   1. Related attachment: Shariah Parameter Reference 1: Murabahah Contract (Frequently Asked Questions) **updated 2009/09/01
2. Shariah Governance Framework for Islamic Financial Institutions ** updated 2010/10/26 This supersedes previous guideline below:
   1. Guidelines on the Governance of Shariah Committee for the Islamic Financial Institutions
3. Concept Paper on Shariah Parameter Reference 4: Musharakah Contract ** NEW 2010/06/15
   1. Attachment 1: Draft of Shariah Parameter Reference 4: Musharakah Contract
   2. Attachment 2: Feedback Form on Draft of Shariah Parameter Reference 4: Musharakah Contract (SPR4)
4. Schedule of Shariah Advisory Council Meetings for 2013 ** updated 2012/12/03
5. Concept Paper on Shariah Parameter Reference 5: Istisna' Contract ** NEW 2010/12/28
   1. Attachment 1: Draft of Shariah Parameter Reference 5: Istisna' Contract
   2. Attachment 2: Feedback Form on Draft of Shariah Parameter Reference 5: Istisna' Contract (SPR5)
6. Resolutions of Shariah Advisory Council of Bank Negara Malaysia 2010 - 2011 ** NEW 2012/07/11

Decision/ New Resolution

1. Shariah Standard on Mudarabah ** NEW 2012/10/23

 

Money Services Business

1. Guidelines on Statistical Reporting for Money Services Business ** NEW 2012/03/15
   1. Attachment : Statistical Submission Forms ** updated 2012/05/23
2. Guidelines on Governance and Operational Requirements on Conduct of Money Services Business( MSB) ** NEW 2012/10/16
3. Guidelines on Risk Management and Internal Controls for Conduct of Money Services Business  |  Garis Panduan bagi Pengurusan Risiko dan Kawalan Dalaman untuk Perniagaan Perkhidmatan Wang ** NEW 2012/12/06

 

Agent Banking

1. Guidelines on Agent Banking ** NEW 2012/08/15
   1. FAQs on Agent Banking** NEW 2012/08/15

Representative Offices

1. Guidelines on Establishment of Representative Offices of Foreign Institutions** NEW 2012/08/16
   1. Appendix 1: Form BNM/RO
   2. Appendix 2: Application Form for Appointment/Renewal of Appointment of Expatriate Officer