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Overview on Malaysian Payment Systems

Role of Bank Negara Malaysia

Bank Negara Malaysia plays its role as overseer in ensuring the safety, reliability, and efficiency of payment systems infrastructure, and to safeguard the public's interest.

As an overseer, Bank Negara Malaysia formulates regulatory framework and conducts oversight on both large value and retail payment systems. The oversight activities are focus on containing systemic risks and reducing the overall risks in the payment systems in ensuring the reliability of the major payment and settlement systems.

Bank Negara Malaysia also facilitates improvements in payment services and market developments through fostering payment innovations and ensuring public confidence in the retail payment systems and the use of payment instruments.  The Bank undertakes active consultation and cooperation with market players and stakeholders. 

Given the importance of e-payments in enhancing economic efficiency, accelerating the migration to electronic payments is one of the nine focus areas under the Financial Sector Blueprint 2011-2020 released by the Bank in Dec 2011.

See also: Financial Sector Blueprint