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FAQs subcat Insurance

Insurance and Takaful

Choose from the categories below or scroll down to find out what are the frequently asked questions

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  1. Shop wisely before you buy – policy/certificate differs as to coverage, benefits and costs (i.e., premiums), and companies differ as to services.

  2. Do not buy more than what you can afford.

  3. Know whom you are dealing with –Deal only with licensed insurance companies/takaful operators and its agents or approved brokers or approved financial advisers i.e. obtain information on these parties before proceeding to purchase from them

  4. Take your time and don't be pressured into buying a policy/certificate.

  5. Complete the application form carefully and disclose all material facts in your application form fully, honestly and completely.

  6. Please ensure payment is made to the insurance company/takaful operator and not to any other party – make sure to receive the original receipt.

  7. Read the policy contract carefully.

  8. The policy/certificate is a legitimate and legal contract by law.

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