RAM Ratings maintains stable outlook on Malaysia's insurance, takaful sector

RAM Ratings Services Bhd has maintained a stable outlook on Malaysia's insurance and takaful sector, supported by strong capital buffers that continue to cushion market volatility and earnings pressure.

RAM Ratings, citing its latest report, "Insurance and Takaful Insight: Paving the Way Forward”, said it expects new business growth for life insurance and family takaful to remain broadly flat in 2026, following a slight contraction in 2025 amid market volatility and cost-of-living pressures.

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