The Interoperable Fund Transfer Framework (IFTF) seeks to ensure an efficient, seamless and cost competitive domestic and cross-border payment ecosystem in Malaysia. The framework fosters collaboration and competition among players by enabling interoperability of fund transfer services and ensuring fair and open access to the shared payment infrastructure.

Issuance Date:
30 June 2026

Effective Date:
30 June 2026, except where otherwise stated explicitly in this policy document.

Section in Charge:
Retail Payment System

Issuing Department:
Payment Services Policy Department

Documents:

• Policy Document on Interoperable Fund Transfer Framework
• Feedback Statement on Interoperable Fund Transfer Framework Exposure Draft